What We Can do.
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Case Scenario
- We provide expert home loan or commercial loan advice.
- We work with a variety of lenders, including traditional banks and special funding providers, to help our customers get the property loan they need. We understand that not all borrowers are eligible for traditional financing, so we are committed to finding the best possible solution for each individual. Whether you are a first-time homebuyer, an investor, or someone with a less than perfect credit history, we can help you secure a loan to buy a home in Sydney's most prestigious suburbs.
We can help you with the below scenarios.
- I want to purchase a luxury home for up to $12,000,000 and I need to borrow up to 70%. OR
- I’m an ABN holder with less than one year of trading history but I want to buy a commercial property. OR
- I want to purchase a commercial property. OR
- I want to refinance my current residential property loan. OR
- I want to refinance current commercial property loan. OR
- I’m considering alternative loan options because I cannot obtain a loan from major lenders.
Speak with us if these categories do not fit you.
SucCESS Stories
A Case Study Example Of How We Have Helped Others Succeed.
Our customer Jimmy wants to take advantage of the cooled-down real estate market and purchase a waterfront luxury home in Sydney’s inner west. Jimmy is an experienced property investor and has a considerable investment property portfolio across Sydney’s metro area. Jimmy has a considerable amount of deposit available on hand to add a new property to his investment portfolio and be able to service the additional loan repayments. However, Jimmy approached various broker firm and banks directly however he was unable to obtain a mortgage to secure his dream property.
Jimmy was recommended to us in light of this scenario. We did a comprehensive needs analysis for his goal and we were able to secure a 36 months interest only loan product from a private funding provider at a reasonable cost of interest rate.
Our take
The difficulties Jimmy had with the major lenders are the same as most people in the current market. The current market interest rate and lender’s buffer rate is at a historical high in recent years. Therefore, investors who own a large investment portfolio often are not able to show a loan repayment servicing surplus, ultimately leading to a much-decreased borrowing capacity.
Hence, when an investor has identified a property on the market that is considered a good deal, the investor often struggles for secure a loan from most lenders. The opportunity is then missed.
We would recommend those type of investor to seek their own independent financial advice to make adjustments to their investment portfolio. We sometimes are able to find suitable loan products to help customers fulfil their property goals in accordance to their needs.
